Journal of Research in Business, Economics and Management 2020-01-16T12:29:38+00:00 Managing Editor Open Journal Systems Journal of Research in Business Economics and Management The Impact of Cultural Diversity on Job Satisfaction and Organizational Commitment 2020-01-08T12:04:28+00:00 Wala Almostadi Hisako Matsuo Doaa Almostadi <p>The rapid acceleration of globalization across a multitude of spheres over the past 10 years has fueled increased interest in issues related to cultural diversity. Scholarly research has rarely focused on Saudi Arabia, however. This study has designed to examine the impact of cultural adjustment o tow work related attitudes (job satisfaction and organizational commitment). Data were collected from international faculty members at King Abdulaziz University in Saudi Arabia.The results showed that cultural adjustment can predict international faculty members’ organizational commitment and job satisfaction.</p> 2019-12-21T05:58:54+00:00 ##submission.copyrightStatement## The Journey of Innovation: A Challenge on SME’s in Achieving Sustainable Competitive Advantage 2020-01-08T12:04:28+00:00 Norasari Arani Ramadania . Barkah . <p>The purpose of this study is to analyze the results of research on innovation in the last twenty years and to find out the impact on SME’s. Data was collected from the innovation literature journals written from 2000 - 2018. The secondary data were analyzed in three aspects including aspects of process innovation, product innovation and marketing innovation. All variables will be discussed to determine the impact on SME’s. The finding of this study is that some important variables of innovation process are general skills and intelligence, important variables of product innovation are product display / packaging and product quality management, while important variables of marketing innovation are sales networks, Information Technology (IT) utilization and promotion. The impact of these three aspects of innovation on SMEs such as: SME’s should share its knowledge and ought to have entrepreneurial spirit as well as be able to solve problems. This study concludes that innovation efforts for SME’s must be carried out sustainably through support from internal organization, governments and stakeholders in order to achieve the sustainable competitive advantage.</p> <p><strong>Keywords</strong> Innovation Capability, General Intelligence, Product Quality Management, Sales Network, Sustainable Competitive Advantage</p> 2019-12-21T06:00:33+00:00 ##submission.copyrightStatement## The Impact Of Good Corporate Governance Implementation, Internal Control And Capital Management On Managerial Performance At Bank Perkreditan Rakyat In Banda Aceh 2020-01-08T13:05:07+00:00 Cut Dara Yunica Ananda Mulia Saputra Islahuddin . Indayani . <p>This research aims to examine the impact of good corporate governance implementation, internal control, and capital management on managerial performance at Bank Perkreditan Rakyat (BPR) in Banda Aceh. This research used primary data, where used first hand data obtained directly by the researcher at BPR in Banda Aceh. The techniques of collecting data was done by distributing a questionnaire, thus 127 respondents were obtained as samples from six BPR offices in Banda Aceh. The method of analysis used is multiple linear regression analysis, which indicates that good corporate governance implementation, internal control, and capital management have significant impact on managerial performance simultaneously.</p> 2020-01-08T12:58:19+00:00 ##submission.copyrightStatement## Optimized Capacity Management Drives financial clusters 2020-01-16T12:20:30+00:00 Mahdi Yami Changchun Gao <p>This paper discusses methods for directly incorporating relationships in resource capacity optimization model. Developing a stable financial cluster needs the economic competitiveness in accumulation income of joint actions from all of the financial industry’s participants. To develop the competitiveness growth of the social capital capacity, discovering the new approaches to enhance the market assets is needed. The linear programming approach is one of the quantitative decision-making techniques to find the most efficient use of established business capacities management drives financial clusters. The case study of insurtech in Quebec of Canada and analyzes of the earning impact as criteria provided important insights on the system cost optimize can be located even while the number of clients and working time are limited. The market constraints are developed for optimum use of capacity on the basis of the clustering data of the local financial advisors and agents. According to the model, it is determined that a variety of problems using linear programming, which allows reliable solvability of even very large models, regarding the environmental factors into their decisions in financial industries.</p> 2020-01-16T12:20:30+00:00 ##submission.copyrightStatement## The Effect Of Third Party Funds, Capital Adequacy, Credit Risk, And Credit Interest Rate On Profitability In LQ45 Index Company Companies In 2005-2018 2020-01-16T12:29:38+00:00 Syahbana . Ridwan Ibrahim Mulia Saputra <p>The purpose of this study was to determine: (1) the effect of third party funds, capital adequacy, credit risk, and credit interest rates simultaneously on profitability in LQ-45 Banking Sector companies. (2) the effect of partial third party funds on profitability in LQ-45 Banking Sector companies (3) the effect of partial capital adequacy on profitability in LQ-45 Banking Sector companies (4) the effect of partial credit risk on profitability at LQ-45 companies Banking Sector (5) partially affect credit interest rates on profitability in the Banking Sector LQ-45 company. This research was conducted at the Indonesia Stock Exchange (BEI) which is located at Jalan Jenderal Sudirman Kav. 52-53, Jakarta 12190. The population and sample in this study were 5 banking sector companies in the LQ45 index. This study uses financial statement data for the past 14 years with 70 units of analysis to be used. The results showed that third party funds, capital adequacy, credit risk, and lending rates jointly affect profitability, third party funds affect profitability, capital adequacy affects profitability, credit risk affects profitability, and lending rates affect towards profitability in the LQ45 index banking sector company.</p> 2020-01-16T12:24:07+00:00 ##submission.copyrightStatement##